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The $61 Billion Surge: Indonesia’s Card Revolution Reaches Critical Mas

Indonesia's card payments market is projected to reach $61.3 billion by 2026, following a strong 14.4% CAGR between 2021 and 2025. Debit cards currently lead wi

Akhyari Hananto
Akhyari Hananto
April 15, 2026 6:12 PM GMT+7
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Data Sources

  • GlobalData

Indonesia's card payments market is projected to reach $61.3 billion by 2026, following a strong 14.4% CAGR between 2021 and 2025. Debit cards currently lead with 53% of the total value, but credit card usage is accelerating toward a 47% share due to consumer interest in rewards and installment options. Key policy drivers, including the GPN switching system and the BSPI 2030 blueprint, provide the necessary infrastructure for this expansion. Total market value is forecast to reach $77.7 billion by 2030, though it faces increasing competition from QRIS payments and Buy Now Pay Later services.

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